When it comes to building financial security, one of the most common questions people ask is: Am I on track? And honestly, that's a great question to be asking!

The Federal Reserve's Survey of Consumer Finances gives us a fascinating snapshot of how much wealth Americans have accumulated at different stages of their lives. If you're curious about how your net worth stacks up against others in your age group, or if you're wondering what financial milestones to aim for in the coming years, you've come to the right place.

In this post, we're diving into the 2026 data to show you exactly how net worth trends across America—from young adults just starting out to retirees wrapping up their careers. Whether you're feeling ahead of the curve or wondering how to catch up, this breakdown will help you:

1. See where you stand compared to your peers
2. Understand realistic wealth-building timelines as you age
3. Identify opportunities** to boost your financial future

Average Net Worth By Age

1. Age 25 - 23K
2. Age 30 - 66K
3. Age 35 - 119K
4. Age 40 - 136K
5. Age 45 - 182K
6. Age 50 - 245K
7. Age 55 - 299K
8. Age 60 - 364K
9. Age 65 - 393K
10. Age 70 - 421K

Ready to see where you stand? We've created a simple net worth calculator that takes just a few minutes to complete—plug in your numbers and discover exactly where you fall compared to your age group.